MICRO-TEL, Incorporated has developed this privacy policy (“Privacy Policy”) to help you understand how this Website collects, uses, and discloses personally identifiable information gathered from and about you during your visit (“Personal Information”).

By using any portion of this Website you acknowledge that you have read and understand this Privacy Policy and that you consent to the Personal Information collection, use, and disclosure practices explained below. You further consent that you have read and understand this Website’s Terms of Use and agree to the terms and conditions as set forth in that document. You acknowledge and agree that this Privacy Policy applies only to your use of this Website, and does not apply to your use of any Co-Branded Areas (as that term is described below) or any third party sites.

This Website collects Personal Information through online forms that you submit, such as registration, application, e-mail response or feedback forms.

We may use the Personal Information referenced above to complete requested transactions, provide requested products and services, inform you about additional products and services that may be of interest to you, and perform related functions. MICRO-TEL, Incorporated will not disclose your personal information to any third party without your full consent.

This Website may contain links to other sites on the World Wide Web, other than the Co-Branded Areas. When you access a link that takes you to an unaffiliated website, a “Pop-up” screen will appear indicating that you are leaving the Website. Protection of your privacy will be governed by the privacy policy at that site, and we cannot be responsible for the privacy practices used by the other web sites. Please take the time to read the privacy policy at those sites. Links to outside sites do not constitute or imply endorsement by us of the linked site or any material displayed on those sites.

This Website collects your Personal Information using active collection methods, such as feedback forms, e-mail response mechanisms, or other forms where you are asked to provide Personal Information. This Website will inform you at such information collection points as to what information is required to obtain the requested services and what information is optional.

In addition to the active collection methods described above, this Website also passively collects other information from and about you using various technologies such as IP addresses, cookies, or GIFs, as those are discussed in this section.

IP addresses are unique numeric identifiers assigned to your computer each time you access the Internet. IP addresses contain no personally identifiable information and change each time you access the Internet. This Website uses IP addresses to track visitors as they navigate through the Website. This tracking allows us to diagnose problem on the Website, track usage patterns and volume, and otherwise to administer and improve the Website.

A “cookie” is small computer file that a website sends to your browser that helps the site remember information about you and your preferences. There are two kinds of cookies, “session” and “persistent” cookies. Session cookies are temporary files that a website erases once you exit your browser window, turn off your computer, or otherwise disconnect from the Internet. This Website uses session cookies to perform the same functions as IP addresses described above.

“Persistent” cookies are more permanent files that this Website installs on your hard drive and that will not be erased unless you manually delete them. Persistent cookies can store information (including personally identifiable information) on your computer for a number of purposes, such as retrieving certain information you have previously provided (e.g., passwords), helping to determine what areas of the website visitors find most valuable, and customizing the website based on your preferences. This Website uses persistent cookies.

GIFs, also known as "internet tags" or sometimes referred to as "web bugs", are very small files that are present on the pages within this Website. GIFs provide this Website with important information about your visits, such as your IP address, browser type, and other website usage statistics. GIFs do not provide the Website with personally identifiable information.

If you do not wish to allow this Web site to use cookies, you may configure your browser to block them. Please understand that blocking cookies will reduce the functions and services this Web site makes available to you, and may result in your inability to receive online insurance quotations or other services. Please refer to your browser software for instructions on blocking cookies.

With respect to our internal uses of Personal Information, we restrict access to such Personal Information to employees who need to know that Personal Information to provide products or services to you or otherwise to administer our internal business operations. This Website uses reasonable physical, electronic, and procedural safeguards to protect Personal Information.

This Website is not directed to children under the age of 13 and we will not knowingly collect personally identifiable information from children under age 13. If you are under the age of 13, please do not use this Website.

We reserve the right to change this Privacy Policy from time to time and in its sole discretion. If this Privacy Policy changes, the revised policy will be posted at the “Privacy Policy” link on this Website’s homepage. In addition, this Website will post the date of the latest material changes to this Privacy Policy on the homepage. If the date displayed is later in time than your last visit, you must re-read this Privacy Policy. Your continued use of this Website after the date of the last revision indicates your acceptance of the changes.

This Privacy Policy was last revised on November 1, 2008.

If you have any questions or concerns about this Privacy Policy, please refer to the Contact Us page on the main site.

©MICRO-TEL, Incorporated 2008, 2009